Renters Insurance Cover Bed Bugs

The list of covered perils can be found in our post What Does Renters Insurance Cover. This is a standard exclusion in all renters insurance policies and heres why. Renters insurance generally wont cover bed bugs mice rats cockroaches and other pest infestations. Except for specific bedbug insurance see the section below there are very few standard renters insurance policies covering bed bugs.

Does Renters Insurance Cover Bed Bugs Forbes Advisor

The answer is no.

Renters Insurance Cover Bed Bugs. If you are renting a property your landlordowner could be responsible to to get rid of the infestation. In fact pest control professionals find bed bugs more often in single family homes. Here is what you need to know about bed bugs your insurance and whats covered or not.

To eradicate an infestation consider using heat treatments or these DIY methods. Note that renters insurance typically will not pay for eradication of bed bugs or bed bug-related damage. That doesnt necessarily mean youre responsible for paying extermination costs out of pocket though.

However rare programs like Jettys Renters Insurance do exist. Thats because renters insurance is designed to cover sudden unexpected disasters such as a. It normally does not cover any types of vermin rodents insects or birds.

Renters Insurance And Bed Bugs Quotewizard